Privacy Policy

Last Updated: 1 January 2026

1. Introduction

Capital Asset Transactions Pty Ltd ("we", "our", or "us") operates the Capital Asset Platform. This page informs you of our policies regarding the collection, use, and disclosure of personal information when you use our service.

We use your data to provide and improve the service. By using the service, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

We collect several different types of information for various purposes to provide and improve our service to you:

  • Personal Data: Email address, name, and other information you provide when creating an account
  • Financial Data: Budget information, net worth data, transaction records, and other financial information you input into the platform
  • Usage Data: Information on how the service is accessed and used, including IP address, browser type, pages visited, and time spent
  • Cookies and Tracking: We use cookies and similar tracking technologies to track activity on our service

3. How We Use Your Information

Capital Asset Platform uses the collected data for various purposes:

  • To provide and maintain our service
  • To notify you about changes to our service
  • To provide customer support
  • To gather analysis or valuable information so that we can improve our service
  • To monitor the usage of our service
  • To detect, prevent and address technical issues
  • To provide you with financial insights and analytics based on your data

4. Data Storage and Security

Your information is stored on secure servers located in Australia. We implement appropriate technical and organizational measures to protect your personal data against unauthorized or unlawful processing, accidental loss, destruction, or damage.

However, please note that no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.

5. Your Data Rights

Under Australian Privacy Principles (APPs), you have the right to:

  • Access your personal information
  • Correct inaccurate or outdated information
  • Request deletion of your personal information
  • Object to processing of your personal information
  • Request restriction of processing your personal information
  • Request transfer of your personal information
  • Withdraw consent at any time

To exercise these rights, please contact us at support@capitalasset.com.au

6. Cookies

We use cookies and similar tracking technologies to track the activity on our service and hold certain information. Cookies are files with small amounts of data which may include an anonymous unique identifier.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our service.

7. Third-Party Services

We may employ third-party companies and individuals to facilitate our service ("Service Providers"), provide the service on our behalf, perform service-related services, or assist us in analyzing how our service is used.

These third parties include:

  • Stripe: Payment processing for subscription management
  • Analytics Services: To monitor and analyze the use of our service

These third parties have access to your personal data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

8. Data Retention

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

9. Children's Privacy

Our service is not intended for anyone under the age of 18. We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us.

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

11. Important Disclaimer

Not Financial Advice: Capital Asset Platform is a financial tracking and management tool. We are not a licensed financial advisor, and nothing on this platform constitutes financial advice. You should consult with a qualified financial professional before making any investment or financial decisions.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us: